Before
and after you move:
It's surprising how many things get forgotten
before the move. (Hopefully this will help.)
One Month Before Moving
- Fill
out change of address order form for post office
- Fill
out an Tax, change of address form
- Make
arrangements with moving company or reserve a rental truck.
- Make
travel arrangements, if necessary, with airlines, buses, car
rental agencies and hotels
- Transfer
memberships in churches, clubs and civic organizations
- Obtain
medical and dental records, x-rays and prescription histories.
Ask doctor and dentist for referrals and transfer prescriptions
- Set
up a checking account in your new city
- Check
into the laws and requirements of your new city regarding
home-based businesses, professional tests, business licenses
and any special laws that might be applicable to you
- Take
inventory of your belongings before they're packed; in the
event you need to file an insurance claim later. If possible,
take pictures or videotape your belongings. Record serial
numbers of electronic equipment
- Make
arrangements for transporting pets.
One To Two Weeks Before Moving
- Switch
utility services to new address. Inform electric, disposal,
water, newspaper, magazine
- Subscription,
telephone and cable companies of your move
- Arrange
for help on moving day
- Confirm
travel reservations
- Reserve
elevator if moving from an apartment
- Have
appliances serviced for moving
- Clean
rugs and clothing and have them wrapped for moving
- Plan
ahead for special needs of infants
- Close
bank accounts and have your funds wired to your new bank.
Before closing, be sure there are no outstanding checks or
automatic payments that haven't been processed
- Collect
valuables from safe-deposit box. Make copies of any important
documents before mailing or hand carry them to your new address
- Check
with your insurance agent to ensure you'll be covered through
your homeowner's or renter's policy during the move
- Defrost
freezer and refrigerator. Place deodorizer inside to control
odors.
- Give
a close friend or relative your travel route and schedule
so you may be reached if needed
On Moving Day
- Double
check closets, drawers, shelves, attic and garage to be sure
they are empty

- Carry
important documents, currency and jewellery yourself, or use
registered mail
- Carry
travelers checks for quick, available funds
After Arriving At New Home
- Renew
your driver's license, auto registration and tags
- Shop
around for new insurance policies, especially auto coverage
- Revise
your will and other legal papers to avoid longer probate and
higher legal fees
- Locate
the hospitals, police stations, veterinarian and fire stations
near your home
Reading your home insurance policy may not be your idea of
exciting escapism, but it is something that should be done.
Not knowing exactly what coverage you have could cost you
plenty later on. Many people simply renew, year after year,
without checking if the coverage is still adequate, or whether
there have been any new money-saving features introduced.
When
deciding on your home insurance plan, you must think in two
parts: the house itself and the contents.
Insurance:
- Don’t
make the mistake of going by the amount your mortgage lender
requires. Remember, that only covers the balance due on your
mortgage should your home be destroyed.
- Don’t
base your coverage on what your home would sell for today;
rebuilding may cost more
- Ask
your agent or insurer to calculate rebuilding costs or hire
an appraiser
- Don’t
forget about inflation. Add an inflation guard where the policy
will be automatically adjusted at each renewal period to reflect
construction costs in your area
- Better
yet buy guaranteed or full replacement coverage
- Simply
getting replacement coverage (not full) will give you only
similar materials to replace the damaged property and not
necessarily enough money to rebuild the house
- You
may want an enforcement to code provision as new building
codes may up the costs
The contents:
- Keep
records of all your belongings and place them in a safety
deposit box (outside of the home)
- Write
down exactly how much your belongings are worth at todays
replacement cost
- Take
pictures or use a video camera and attach receipts to the
pictures
- Make
sure your contents insurance is adequate
- Make
sure your personal property is covered for replacement cost
or you may find it will be depreciated
- Standard
policies limit jewellery, watches and silverware coverage
to a specific maximum amount. For heirlooms or other special
items, have them appraised and insure them separately on a
personal articles floater
This is a guideline only, please contract your insurance professional
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The
above information is from sources deemed reliable but it should
not be relied upon without independent verification.
Not intended to solicit properties already listed for sale. |
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